The Envision® Process

Designed to tap into the power of authentic human conversation, the Envision process is more than a planning tool. It’s a way to build trusting, loyal relationships. This innovative investment planning process helps advisors identify and prioritize their clients’ financial and life goals by combining goals-based guidance with a powerful statistical modeling technique. The Envision process creates an easy-to-understand plan that helps clients achieve their most important objectives.


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It's nice from the standpoint that there's a lot of continuity between the different applications and the different capabilities within the program.

- Client Financial Advisor

The Process

At the heart of the Envision process is a conversation between the advisor and the client–one that is uniquely designed to uncover goals, aspirations and concerns.

Envision process wheel

The Envision technology then stress-tests each scenario to help determine the likelihood of achieving the desired outcomes. Incredibly flexible, the Envision process also lets your client “try on” additional goals or scenarios, showing how each might impact their ability to reach their financial objectives. In addition, we offer a wide range of financial calculators designed to help you manage life events and plan for the future.

Envision Plan to Pie screen capture

The Envision Plan to Pie® application helps advisors align client portfolios with their overall goals and risk tolerance. This application provides an interactive book level view Envision Plan of Record management tool, which makes it easier to implement asset allocations and monitor progress towards your clients’ financial goals.

Envision Facts

87 percent higher annual production
Envision adopters have 75 percent more AUM than non-adopters
adopters generate two times the revenue compared to non-adopters

*Source: Results are based on a survey conducted online by Versta Research from July-August 2016 among 762 investors with Financial Advisor relationships. Results are not representative of other client experiences or indicative of future success or performance. The Envision process is a brokerage service provided by Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC.

**Source: Wells Fargo Advisors Envision Team Research. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC.

IMPORTANT:
 The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

Envision methodology:
 Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC ©2006-2016 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and not directly affiliated with First Clearing.